@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');:root{--navy:#0b1c2b;--blue:#1d6e91;--ink:#192d3d;--muted:#5d7180;--paper:#f3f6f7;--line:#dbe3e7}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:'DM Sans',Arial,sans-serif;line-height:1.7}h1,h2,h3{font-family:Manrope,Arial,sans-serif;line-height:1.18;letter-spacing:-.035em}a{color:inherit;text-decoration:none}header{background:#0b1c2b;color:white;position:sticky;top:0;z-index:10;border-bottom:1px solid #ffffff22}.nav{max-width:1200px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:16px 25px;gap:20px}.brand{font-family:Manrope;font-size:19px;font-weight:800;letter-spacing:.06em}.brand small{display:block;color:#9bb6c7;font-size:9px;letter-spacing:.2em}.links{display:flex;gap:20px;flex-wrap:wrap}.links a{font-size:12px;font-weight:700;color:#dbe9f0}.links a:hover{color:#69c3e9}.hero{position:relative;background:#0b1c2b;color:white;min-height:620px;display:flex;align-items:center;overflow:hidden}.hero:before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#081b2bf7 0%,#081b2bda 45%,#081b2b4d 100%),url('https://images.unsplash.com/photo-1558494949-ef010cbdcc31?w=1800&q=85') center/cover}.hero-inner{position:relative;max-width:1200px;margin:auto;padding:100px 25px;width:100%}.eyebrow{font-size:12px;letter-spacing:.23em;text-transform:uppercase;color:#58b4dd;font-weight:800}.hero h1{font-size:clamp(39px,5.5vw,74px);max-width:850px;margin:22px 0}.hero p{font-size:18px;color:#c6d7e0;max-width:660px}.btn{display:inline-block;padding:13px 24px;background:#277ca2;color:white;font-size:13px;font-weight:800;letter-spacing:.04em;border-radius:3px;margin:16px 10px 0 0}.btn.outline{background:transparent;border:1px solid #9fb9c7}.container{max-width:1200px;margin:auto;padding:85px 25px}.section-label{font-size:12px;font-weight:800;letter-spacing:.2em;color:#247aa1;text-transform:uppercase}.lead{font-size:20px;max-width:850px;color:#5b7180}.title{font-size:clamp(30px,4vw,49px);margin:12px 0 20px}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.card{border:1px solid var(--line);background:white;border-radius:5px;overflow:hidden}.card img{width:100%;height:210px;object-fit:cover;display:block}.card .pad{padding:25px}.card h3{font-size:21px;margin:0 0 10px}.card p{color:var(--muted);font-size:14px}.card a{color:#146d94;font-weight:700;font-size:13px}.shade{background:var(--paper)}.metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.metric{border-left:2px solid #348eb4;padding:10px 20px}.metric strong{display:block;font-family:Manrope;font-size:36px;letter-spacing:-.05em}.metric span{font-size:13px;color:#647d8c}.split{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.photo{width:100%;height:440px;object-fit:cover;border-radius:4px}.portrait{background:linear-gradient(135deg,#d9e4ea,#b7cbd7);height:370px;display:flex;align-items:center;justify-content:center;flex-direction:column;color:#385468;border:2px dashed #94afc0}.portrait svg{width:80px;opacity:.5}.pill{display:inline-block;background:#e6f0f4;color:#2b627a;padding:5px 11px;margin:5px 5px 0 0;font-size:12px;font-weight:700}.hall{display:grid;grid-template-columns:repeat(5,1fr);gap:8px;margin:26px 0}.hall div{background:#1e6c8f;color:white;text-align:center;padding:20px 5px;border-radius:3px;font-weight:700}.hall div:last-child{background:#5c7585}.hall small{display:block;font-size:10px;opacity:.8}.article{max-width:830px}.article h2{margin-top:38px}.article p,.article li{color:#536977}.cta{background:#0b1c2b;color:white;text-align:center}.cta p{color:#bcd1dc}.footer{background:#081723;color:#9db1be;padding:30px 25px;font-size:12px}.footer .wrap{max-width:1200px;margin:auto;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.footer a{color:white}figure{margin:0}.note{font-size:12px;color:#6d8190}img{max-width:100%}@media(max-width:800px){.grid,.split{grid-template-columns:1fr}.metrics{grid-template-columns:1fr 1fr}.nav{display:block}.links{margin-top:12px;gap:11px}.hero{min-height:560px}.container{padding:60px 20px}.photo{height:310px}.hall{grid-template-columns:repeat(3,1fr)}}
.portrait{position:relative;display:block;height:480px;overflow:hidden;border:0;border-radius:5px;background:#d9e4ea;margin:0}.portrait img{width:100%;height:100%;object-fit:cover;object-position:center 32%;display:block}.portrait figcaption{position:absolute;bottom:0;left:0;right:0;padding:18px 22px;color:white;background:linear-gradient(transparent,#081b2be8);font-size:13px;font-weight:700}@media(max-width:800px){.portrait{height:430px}}

/* Insights editorial layout */
.insight-card{padding:25px 0;border-bottom:1px solid rgba(125,145,158,.24)}
.insight-card h2{margin:8px 0 10px;font-size:clamp(1.25rem,2.1vw,1.75rem)}
.insight-card p{max-width:760px;line-height:1.75}
.read-link{display:inline-block;margin-top:8px;font-weight:700;text-decoration:none;color:#b78a45}
.read-link:hover{text-decoration:underline}
.article-body{max-width:850px;margin:0 auto;padding:30px 0 65px}
.article-body h2{margin-top:32px;font-size:1.4rem}
.article-body p{line-height:1.85}
.article-body blockquote{margin:22px 0;padding:14px 22px;border-left:3px solid #b78a45;font-weight:600;background:rgba(125,145,158,.08)}
.article-back{display:inline-block;margin:12px 0 20px}

/* V14: illustrated editorial insights */
.insight-card-photo{display:grid;grid-template-columns:minmax(180px,31%) 1fr;gap:24px;align-items:center;padding:20px;margin:20px 0;border:1px solid #dce5eb;border-radius:14px;background:#fff;box-shadow:0 5px 20px rgba(9,31,47,.06)}
.insight-image{height:190px;overflow:hidden;border-radius:10px;background:#dce5eb}
.insight-image img{width:100%;height:100%;object-fit:cover;display:block}
.insight-content h2{margin:8px 0 10px}.insight-content p{margin:0 0 13px}
.insight-hero-image{margin:28px 0 34px;overflow:hidden;border-radius:14px;background:#dce5eb}
.insight-hero-image img{display:block;width:100%;height:auto;max-height:440px;object-fit:cover}
@media(max-width:720px){.insight-card-photo{grid-template-columns:1fr;gap:14px}.insight-image{height:220px}}

/* V16: keep original relevant illustrations at sizes appropriate to their source detail */
.insight-card-photo{grid-template-columns:260px minmax(0,1fr)}
.insight-image{height:146px}
.insight-hero-image{max-width:760px;margin-left:auto;margin-right:auto}
.insight-hero-image img{max-height:250px;object-fit:cover}
@media(max-width:720px){.insight-card-photo{grid-template-columns:1fr}.insight-image{height:auto;aspect-ratio:16/9}.insight-hero-image img{max-height:220px}}